Fostaíocht—Employment

 Fostaíocht—Employment 

Tá folúntas páirtaimseartha d’oibrí séasúrach chun freastal a dhéanamh ar thithe féin fhreastail an Bhaile Saoire. I measc na cúramaí a bhéas i gceist,  beidh dualgais cothabhála agus cúramaí glantacháin agus níocháin.  Beidh uaireanta neamhrialta i gceist lena n-airítear an tráthnóna agus an deireadh seachtaine. Iarratais i scríbhinn roimh 15 Feabhra 2014,  chuig:  An Rúnaí , Comharchumann Oileán Árainn Mhór, Co Dhún na nGall

A vacancy exists for a part-time seasonal worker to attend to the self-catering cottages at the Holiday Village.   Duties will include upkeep of cottages, cleaning & laundry. Hours of work will vary and will include evenings and weekends. Applications in writing before 15 February 2014 to:  An Rúnaí, Comharchumann Oileán Árainn Mhór, Co Dhún na nGall.

Cúrsa Gaeilge - Irish Course

Irish Course – Cúrsa Gaeilge

Ionad Seirbhísí Teanga
An Chultúrlann
Oileán Árainn Mhór

Venue/Ionad:
An Chultúrlann, Fál a’ Ghabhann
Date of commencement/Dáta tosaithe:
Feabhra 2014- February 2014

Duration of course/Tréimhse an chúrsa
10 seachtainí/weeks

Levels/Leibhéil:
Glan tosaitheoirí & daoine le roinnt Gaeilge/Beginners & Intermediate Levels

Fee/Táille:€40.00

Cáilíocht/Qualification: Beidh deis agat cáilíocht atá aitheanta ar fud na hEorpa a bhaint amach duit féin.
You will have the opportunity to obtain a European qualification.

Registration/ further information contact/

Clárú/tuilleadh eolais déan teagmháil le:

Oifig an Chomharchumainn

074 9520533/9520995

Know Your Rights A: Older jobseekers and signing on

January 2014

Question

I have to retire next summer when I reach the age of 65 but I have heard I won’t get a State pension until I am 66. Is there another social welfare payment that I can get until then?

Answer

Yes, you can claim a jobseeker’s payment. If you have enough social insurance contributions you can get Jobseeker’s Benefit (JB). If you are claiming JB at the age of 65 and have at least 156 PRSI contributions, you can continue to receive JB until your 66th birthday even if your claim is due to end before that date. Otherwise you may apply for Jobseeker’s Allowance which is a means-tested payment.

Before 2014, people aged 65 who retired from work could apply for the State Pension (Transition). This has now been abolished from 1 January 2014. If you wish you can claim a jobseeker’s payment until you are aged 66.

In general, to qualify for either Jobseeker’s Benefit or Allowance you must be genuinely seeking work and be available for full-time employment and these conditions will continue to apply to older jobseekers. However there are special arrangements for jobseekers aged 62 and over:

• You will no longer be required to engage with employment, advice and training referral services and your payment won’t be affected by non-engagement with these services
• If you wish you can avail of a range of supports (for example, training or employment support programmes) from the Department of Social Protection

Most jobseekers aged 62 or over will be placed on an annual signing arrangement with their local social welfare office or Intreo centre (this means that they do not need to attend and sign on regularly). Also, most of them will be transferred to Electronic Fund Transfer payments so payment can be made directly into their bank account.

Before you retire you can get further information about applying for a jobseeker’s payment from your local social welfare office or Intreo centre or from the Citizens Information Centre below.

Know Your Rights has been compiled by Dungloe Citizens Information Service which provides a free and confidential service to the public. Tel: 0761075430 Address: Dungloe Public Services Centre

Information is also available online at citizensinformation.ie and from the Citizens Information Phone Service, 0761 07 4000.

Bíodh Eolas agat ar do Chearta A: Cuardaitheoirí poist níos sine agus síniú le haghaidh íocaíochtaí
Eanáir 2014

Ceist

Is gá dom dul ar scor an samhradh seo chugainn nuair a bhainfidh mé 65 bliain d’aois amach, ach chuala mé nach bhfaighidh mé pinsean Stáit go dtí go bhfuilim 66 bliain d’aois. An féidir liom aon íocaíocht leasa shóisialaigh eile a fháil go dtí sin?

Freagra

Féadfaidh tú íocaíocht cuardaitheora poist a éileamh. Má tá dóthain ranníocaíochtaí árachais shóisialaigh agat, féadfaidh tú Sochar Cuardaitheora Poist (SCP) a fháil. Má tá SCP á éileamh agat ag aois 65 agus má tá 156 ranníocaíocht ÁSPC, ar a laghad, íoctha agat, féadfaidh tú leanúint agus SCP a fháil go dtí do bhreithlá 66 bliain d’aois, fiú má bheadh deireadh le cur le d’éileamh roimh an dáta sin. Seachas sin, féadfaidh tú iarratas a dhéanamh ar Liúntas Cuardaitheora Poist, ar a ndéantar tástáil mhaoine.

Roimh 2014, d’fhéadfadh daoine aois 65 a d’éirigh as an obair iarratas a dhéanamh ar an bPinsean Stáit (Aistriú).  Cuireadh deireadh leis seo ón 1 Eanáir 2014. Más mian leat, féadfaidh tú íocaíocht cuardaitheora poist a éileamh go dtí go bhfuil tú 66 bliain d’aois.

Go ginearálta, chun cáiliú do Shochar nó do Liúntas Cuardaitheora Poist, ní mór go bhfuil iarracht iontaofa á déanamh agat chun obair a lorg agus bheith ar fáil le haghaidh fostaíocht lánaimseartha, agus leanfaidh na coinníollacha seo bheith i bhfeidhm i leith cuardaitheoirí poist níos sine. Tá socruithe speisialta ann le haghaidh cuardaitheoirí poist aois 62 bliain agus níos sine:

• Ní cheanglófar ort a thuilleadh leas a bhaint as seirbhísí fostaíochta, comhairle agus oiliúna agus ní dhéanfar difear do d’íocaíocht mar gheall nach bhfuil tú ag baint leasa as na seirbhísí seo.
• Más mian leat, féadfaidh tú fáil a bheith agat ar réimse tacaíochtaí (mar shampla, cláir thacaíochta fostaíochta nó oiliúna) ón Roinn Coimirce Sóisialaí

Cuirfear an chuid is mó de na cuardaitheoirí poist os cionn 62 bliain d’aois ar shocrú bliantúil sínithe lena n-oifig áitiúil leasa shóisialaigh nó lena n-ionad Intreo (ciallaíonn seo nach gá dóibh freastal agus síniú go rialta). Anuas air sin, déanfar an chuid is mó díobh a aistriú chuig íocaíochtaí Ríomhaistrithe Airgid ionas gur féidir íocaíocht a dhéanamh go díreach isteach ina gcuntas bainc.

Sula dtéann tú ar scor, féadfaidh tú breis faisnéise a fháil faoi iarratas a dhéanamh ar íocaíocht chuardaitheora poist ó d’oifig áitiúil leasa shóisialaigh nó ó d’ionad Intreo nó ón Ionad um Fhaisnéis do Shaoránaigh thíos.

Chuir Ionad Faisnéise do Shaoránaigh An Clocháin Liath ‘Bíodh Eolas agat ar do Chearta’ le chéile.  Cuireann an tIonad seo seirbhís shaor in aisce agus faoi rún ar fáil don phobal. Teil: 0761075430Seoladh: Ionad Seirbhisí Pobal An Clocháin Liath

Tá faisnéis le fáil freisin ar líne ag citizensinformation.ie agus ón tSeirbhís Teileafóin um Fhaisnéis do Shaoránaigh, 0761 07 4000.

Bíodh Eolas agat ar do Chearta : An deimhniú cánach P60

Nollaig 2013

Ceist

Deir m’fhostóir liom go dtabharfar P60 dom in Eanáir. Céard é seo?

Freagra

Is éard is P60 ann ná an deimhniú a thugann d’fhostóir duit ag deireadh gach bliain chánach. Is é an teideal iomlán atá aige ‘Deimhniú Pá, Árachais Shóisialaigh Pá-Choibhneasa, Muirir Shóisialta Uilíoch agus Cáin Mhaoine Áitiúla’.

Cáipéis thábhachtach é an P60. Luaitear inti do phá le linn na bliana, an cháin a d’íoc tú agus asbhaintí eile ar nós ÁSPC agus an Muirear Sóisialta Uilíoch.  Áirítear leis an P60, anois, taifead ar an gCáin Mhaoine Áitiúla (CMÁ) a íocadh, má roghnaíonn tú go mbainfear an CMÁ ag an bhfoinse ó do chuid tuilleamh.

Má theastaíonn uait sochar leasa shóisialaigh a éileamh, ní mór duit P60 a thabhairt don Roinn Coimirce Sóisialaí mar fhianaise i leith an mhéid ranníocaíochtaí ÁSPC a d’íoc tú sa bhliain.  

Ba cheart do d’fhostóir do P60 a thabhairt duit don bhliain chánach roimhe seo faoin 15 Feabhra an bhliain dár gcionn. Mura dtugann d’fhostóir P60 duit, ba cheart duit teagmháil a dhéanamh le d’oifig áitiúil chánach. Féadfaidh na Coimisinéirí Ioncaim teagmháil a dhéanamh le d’fhostóir chun do P60 a fháil duit. Ní féidir ach le fostóir P60 a eisiúint. Féadfaidh na Coimisinéirí Ioncaim, áfach, sonraí a thabhairt duit ar an bpá agus ar an gcáin don bhliain atá i gceist, faoi mar a chuir d’fhostóir in iúl dóibh, mar gheall go bhfuil an t-eolas seo curtha i gcuntas ag na Coimisinéirí Ioncaim.

Má stop tú ag oibriú d’fhostóir roimh an 31 Nollaig den bhliain chánach, ní thugtar P60 duit. Ba cheart duit P45 a fháil ina ionad sin.

Tá tuilleadh faisnéise ar fáil ón Ionad um Fhaisnéis do Shaoránaigh thíos.

Chuir Ionad Faisnéise do Shaoránaigh An Clocháin Liath ‘Bíodh Eolas agat ar do Chearta’ le chéile.  Cuireann an tIonad seo seirbhís shaor in aisce agus faoi rún ar fáil don phobal. Teil: 0761075430  Seoladh: Ionad Seirbhisí Pobal An Clocháin Liath.

Tá faisnéis le fáil freisin ar líne ag citizensinformation.ie agus ón tSeirbhís Teileafóin um Fhaisnéis do Shaoránaigh, 0761 07 4000.

 

 

 

Know Your Rights : The P60 tax certificate

2013

Question

My employer says I will get a P60 in January. What is this?

Answer

A P60 is the tax certificate you receive from your employer at the end of each tax year. Its full title is ‘Certificate of Pay, Tax, Pay-Related Social Insurance, Universal Social Charge and Local Property Tax’.

The P60 is an important document. It states your pay during the year, the tax you paid and other deductions such as PRSI and Universal Social Charge. The P60 now also includes a record of Local Property Tax (LPT) paid, if you opt to have LPT deducted at source from your earnings.

If you need to claim a social welfare benefit you must give a P60 to the Department of Social Protection as evidence of how many PRSI contributions you paid in the year. You may also be required to provide a P60 as proof of your income, for example, if you are making a bank loan or mortgage application, if you are applying for social welfare payments or if you are applying for a student grant.

Your employer should give you your P60 for the previous tax year by 15 February of the following year. If your employer does not give you a P60 you should contact your local tax office. Revenue can contact your employer to obtain your P60 for you. Only an employer can issue a P60. However, Revenue can provide you with details of the pay and tax for the year in question as returned by your employer, which Revenue has on file.

If you stopped working for an employer before 31 December of the tax year you do not get a P60. You should get a P45 instead.

Further information is available from the Citizens Information Centre below.

Know Your Rights has been compiled by Dungloe Citizens Information Service which provides a free and confidential service to the public.

Tel: 0761075430 Address: Dungloe Public Services Centre.

Information is also available online at citizensinformation.ie and from the Citizens Information Phone Service, 0761 07 4000.

Opening a Bank Account

Bíodh Eolas agat ar do Chearta : Cuntas bainc a oscailt

Nollaig 2013

Ceist

Bhog mé go hÉirinn le déanaí. Níl aon bhillí fóntais agam go fóill, áfach, agus is mian liom cuntas bainc a oscailt.  Conas is féidir liom m’aitheantas a chruthú don bhanc?

Freagra

Sula n-osclaíonn tú cuntas bainc le hinstitiúid airgeadais, is gá dóibh d’aitheantas a chinntiú agus do sheoladh a dheimhniú. Tá an ceanglas seo leagtha amach sa reachtaíocht frithsciúrtha airgid. I measc na n-institiúidí airgeadais tá bainc, cumainn foirgníochta agus comhair chreidmheasa.

Is féidir leat d’aitheantas a chruthú le haon cheann de na rudaí mar a leanas:

·         Pas bailí nó ceadúnas reatha tiomána Éireannach

·         Cárta Náisiúnta Aoise (arna eisiúint ag an nGarda Síochána)

·         Foirm aitheantais le grianghraf arna síniú ag comhalta den Gharda Síochána

·         Cáipéisí arna n-eisiúint ag ranna rialtais a léiríonn d’ainm, mar shampla, Cárta Seirbhísí Poiblí

Féadfaidh tú fianaise i dtaca le do sheoladh a sholáthar le haon cheann díobh seo a leanas (caithfidh do sheoladh bheith le sonrú orthu):

·         Bille reatha fóntais (ar nós bille gáis, leictreachais nó gutháin nó guthán póca)

·         Polasaí reatha árachas gluaisteáin nó tí

·         Cáipéis a d’eisigh roinn rialtais

·         Deimhniú creidmheasanna cánacha a d’eisigh na Coimisinéirí Ioncaim

·         Ráiteas reatha comhardaithe (‘Foirm P21’) nó deimhniú C2 ó na Coimisinéirí Ioncaim

·         Cáipéis árachais shóisialta

Tabhair faoi deara nach féidir leat an cháipéis chéanna a úsáid chun d’aitheantas agus do sheoladh a chruthú. Mar rogha air sin, féadfaidh tú litir a sholáthar ó d’fhostóir nó ó ghníomhaireacht cheadúnaithe fostaíochta ina luaitear gur tháinig tú go hÉirinn le déanaí agus gur thosaigh tú ag oibriú ach nach féidir leat fianaise a sholáthar maidir le do sheoladh in Éirinn (beidh ort cruthúnas a sholáthar maidir le do sheoladh ag tráth níos déanaí). Má osclaíonn tú cuntas a íocann ús ar do chuid airgid, is gá duit d’uimhir PSP (Seirbhís Phearsanta Phoiblí) a sholáthar chomh maith. Mura bhfuil uimhir PSP agat, féadfaidh tú teagmháil a dhéanamh le d’oifig áitiúil leasa shóisialaigh chun faisnéis a fháil ar conas iarratas a dhéanamh ar uimhir PSP.

Tá tuilleadh faisnéise ar fáil ón Ionad um Fhaisnéis do Shaoránaigh thíos.   

Chuir Ionad Faisnéise do Shaoránaigh An Clocháin Liath ‘Bíodh Eolas agat ar do Chearta’ le chéile.  Cuireann an tIonad seo seirbhís shaor in aisce agus faoi rún ar fáil don phobal. Teil: 0761075430 Seoladh: Ionad Seirbhisí Pobal An Clocháin Liath

Tá faisnéis le fáil freisin ar líne ag citizensinformation.ie agus ón tSeirbhís Teileafóin um Fhaisnéis do Shaoránaigh, 0761 07 4000.

Know Your Rights : Opening a bank account

December 2013

Question

I have recently moved to Ireland. However, I don’t have any utility bills yet and I want to open a bank account.  How can I satisfy the bank as to my identity?

Answer

Before you open an account with a financial institution, they have to establish your identity and verify your address. This requirement is set down in anti-money laundering legislation. Financial institutions include banks, building societies and credit unions.

You can prove your identity with one of the following:

·         A valid passport or current Irish driving licence

·         A National Age Card (issued by An Garda Síochána)

·         An identification form with a photograph signed by a member of An Garda Síochána

·         Documents issued by government departments showing your name, for example, a Public Services Card

You can provide evidence of your address with one of the following (which must show your address):

·         A current utility bill (such as a gas, electricity or telephone or mobile phone bill)

·         A current car or home insurance policy

·         A document issued by a government department

·         A certificate of tax credits  issued by the Revenue Commissioners

·         A current balancing statement (‘ Form P21’)  or a C2 certificate from the Revenue Commissioners

·         A social insurance document

Note that you cannot use the same document to prove your identity and your address. Alternatively, you can provide a letter from your employer or licensed employment agency stating that you have recently arrived in Ireland and have started work but cannot yet provide evidence of your Irish address (you will have to provide evidence of your address at a later date). If you open an account that pays interest on your money, you also need to supply your PPS (Personal Public Service) number. If you do not have a PPS number, you can contact your local social welfare office for information on how to apply for one.  

Further information is available from the Citizens Information Centre below.

Know Your Rights has been compiled by Dungloe Citizens Information Service which provides a free and confidential service to the public. Tel: 0761075430 Address: Dungloe Public Services Centre

Information is also available online at citizensinformation.ie and from the Citizens Information Phone Service, 0761 07 4000.

Know Your Rights: Home Renovation Incentive

 November 2013

Question

I need to carry out some house repairs. What is the new scheme for home renovation that was announced in Budget 2014?

Answer

The Home Renovation Incentive (HRI) is a new scheme that enables homeowners to claim tax relief on repairs, renovations or improvement work carried out on their homes. The incentive will be paid in the form of a tax credit at 13.5% of qualifying expenditure, which can be set against your income tax over 2 years. You must be paying income tax – under PAYE or self-assessment – to avail of the incentive. You must also be up to date with your Local Property Tax obligations.

Any contractor you use must be registered for Value Added Tax (VAT) in Ireland and be tax-compliant. If several contractors, such as a builder, a plumber and an electrician, carry out qualifying work on your home, you can combine the cost of the works to make up the minimum qualifying expenditure of €5,000 excluding VAT at 13.5%. (The maximum qualifying expenditure is €30,000 excluding VAT at 13.5%).

Repair, renovation or improvement work subject to VAT at 13.5% all qualify for the HRI,  including extensions, garages and attic conversions; the supply and fitting of kitchens, bathrooms and built-in wardrobes; fitting of windows; plumbing, tiling, rewiring and plastering. Work subject to VAT at 23% (such as architect’s fees) is not covered. Neither are items such as furniture, white goods or carpets.

The work must be carried out and paid for between 25 October 2013 and 31 December 2015. Qualifying work between 25 October 2013 and 31 December 2013 will be treated as if it was carried out and paid for in 2014. In general, the tax credit will be payable over the 2 years following the year in which the work is carried out and paid for. If you are a PAYE taxpayer, the amount of the allowable credit will be included in your annual Tax Credit Certificates. If you are a self-assessment taxpayer, it will be incorporated into your tax assessment.

Further information is available on revenue.ie and from the Citizens Information Centre below.

Know Your Rights has been compiled by Dungloe Citizens Information Service which provides a free and confidential service to the public.

Tel: 0761075430 Address: Dungloe Public Services Centre

Information is also available online at citizensinformation.ie and from the Citizens Information Phone Service, 0761 07 4000.

 

Bíodh Eolas agat ar do Chearta: An Dreasacht Athchóirithe Tí

Ceist

Is gá dom tabhairt faoi roinnt deisiúcháin tí. Céard í an scéim nua le haghaidh athchóiriú tí a fógraíodh i mBuiséad 2014?

Freagra

Scéim nua atá sa Dreasacht Athchóirithe Tí (DAT) a chuireann ar chumas úinéirí tí chun faoiseamh cánach a éileamh ar dheisiúcháin, athchóirithe nó ar obair feabhsaithe a rinne siad ina dtithe. Íocfar an dreasacht seo i bhfoirm chreidmheas cánach ar ráta 13.5% den chaiteachas incháilithe, a chuirfear i gcoinne do chánach ioncam thar thréimhse 2 bhliain. Ní mór go bhfuil cáin ioncaim á híoc agat – faoi ÍMAT nó faoi fhéinmheasúnú – chun fáil a bheith agat ar an dreasacht. Sa mhullach air sin, ní mór go bhfuil do chuid Cáin Mhaoine Áitiúla go léir íoctha agat.

Ní mór go mbeidh aon chonraitheoir a úsáideann tú cláraithe le haghaidh Cáin Bhreisluacha (CBL) agus ag comhlíonadh a dhlíthe cánach. Má thugann roinnt conraitheoirí, ar nós tógálaí, pluiméir agus leictreoir, faoi obair incháilithe ar do theach, is féidir leat costas na n-oibreacha a shuimiú chun an caiteachas íosta incháilithe €5,000 a bhaint amach, gan CBL ar ráta 13.5% a chur san áireamh. (Is é an caiteachas uasta incháilithe €30,000 gan CBL a áireamh ar ráta 13.5%).

Déantar obair dheisiúcháin, athchóirithe nó feabhsaithe faoi réir CBL ar ráta 13.5% a cháiliú don DAT, lena n-áirítear síneadh, garáistí agus athchóiriú áiléir; cistineacha, seomraí folctha agus vardrúis ionsuite a sholáthar agus a fheistiú; fuinneoga a fheistiú; pluiméireacht, tíliú, athshreangú agus plástráil. Ní chuimsítear obair atá faoi réir CBL ar ráta 23% (ar nós táillí ailtirí). Níl earraí ar nós troscáin, earraí bána nó cairpéad cuimsithe.

Ní mór go ndéantar an obair agus go n-íoctar aisti idir 25 Deireadh Fómhair 2013 agus an 31 Nollaig 2015. Caithfear le hobair incháilithe idir an 25 Deireadh Fómhair 2013 agus an 31 Nollaig 2013 amhail ar déanta agus ar íocadh aisti i 2014. Go ginearálta, beidh an creidmheas cánach le híoc thar an dá bhliain i ndiaidh na bliana ina ndéantar an obair agus ina n-íoctar aisti. Más cáiníocóir ÍMAT thú, cuirfear san áireamh an méid den chreidmheas incheadaithe i do Dheimhnithe bliantúla Creidmheas Cánach. Más cáiníocóir féinmheasúnaithe thú, cuirfear san áireamh é i do mheasúnú cánach.

Tá fáil ar bhreis faisnéise ar revenue.ie agus ón Ionad um Fhaisnéis do Shaoránaigh thíos.

Chuir Ionad Faisnéise do Shaoránaigh An Clocháin Liath ‘Bíodh Eolas agat ar do Chearta’ le chéile.  Cuireann an tIonad seo seirbhís shaor in aisce agus faoi rún ar fáil don phobal.

Teil: 0761075430 Seoladh: Ionad Seirbhisí Pobal An Clocháin Liath

Tá faisnéis le fáil freisin ar líne ag citizensinformation.ie agus ón tSeirbhís Teileafóin um Fhaisnéis do Shaoránaigh, 0761 07 4000.